Capgemini’s World Wealth Report 2026 says global millionaire ranks rose by nearly 2 million in 2025 as AI-related stock rallies lifted portfolios.
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The global jumped by nearly 2 million in 2025, according to Capgemini’s World Wealth Report 2026. The report says the number of reached 25.3 million, while their combined wealth climbed 8.7% to a record $98.3 trillion.
Capgemini defines high-net-worth individuals as people with at least $1 million in , excluding a primary home, collectibles, and consumer goods. That definition matters because it focuses on financial wealth that can be invested, not the paper value of a house or personal items.
The biggest driver was the connected to artificial intelligence. AI-related companies lifted in five of six major regions, helping grow and pushing more people over the millionaire line. North America remained especially strong, but the gains were global.
The report also shows that the very richest grew faster than ordinary millionaires. Ultra-high-net-worth individuals, those with $30 million or more in investable assets, saw their wealth rise nearly 10%. Axios noted that the super rich often have better access to , hedge funds, and early investments in AI hyperscalers.
That pattern raises a familiar question about who benefits most from a . More people are becoming wealthy through stocks and financial assets, but people who already have larger portfolios can often reach higher-return opportunities earlier.
For wealth managers, the growing millionaire population is both an opportunity and a warning. Capgemini says traditional firms face pressure from clients who want more personalized advice, better digital tools, and broader access to alternative assets. AI may help advisers work faster, but clients will still judge firms by trust, performance, and access.
The 2025 rally made many portfolios larger, but it also made the inside the millionaire class more visible. If AI stocks keep rising, the next question is whether the benefits spread widely or remain concentrated among investors with the best access.
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